Hide Terms
This website and application are operated by Capture Capital OÜ (“Service Provider”, “Capture”, “we”, “us”). These Terms of Service (“Terms”) govern the use of Capture’s services.
1. Services
1.1. Capture provides registered address, licensed contact person, mail handling, company formation support, registry filing assistance, document support, banking/fintech guidance, e-Residency application guidance, and notary-based formations via Power of Attorney (collectively: “Services”). Service descriptions and pricing are available on capture.ee and app.capture.ee (“Website” or “App”).
1.2. To obtain an account, the user must be a legal entity registered in the Estonian Business Register or an individual founder establishing one.
1.3. By ordering Services, you accept these Terms.
2. Ordering Services
2.1. Only individuals with an Estonian personal identification code (including e-residents) and legal capacity may order Services.
2.2. Orders are placed through Capture’s web app by selecting a Service, submitting required information, and paying via accepted payment methods.
2.3. Before confirming the order, the Client is shown the applicable fees and payment method.
2.4. Payments are accepted in euros via credit/debit card or other supported third-party payment methods.
2.5. Payment data is handled by authorized processors (e.g., Stripe Payments Europe, Ltd.). Capture does not store payment card numbers.
2.6. An Agreement is concluded upon successful payment.
2.7. If there is any discrepancy between these Terms and the Website, the Website prevails.
2.8. If Services are ordered before a company is registered, the individual ordering the Services is personally liable until the company is officially entered into the Estonian Business Register.
2.9. Due to AML/CTF laws and Capture’s internal risk policy, Services are not provided to companies or individuals whose beneficial owners, board members, shareholders, or legal representatives are:
• politically exposed persons (PEPs)
• listed on EU or UN sanctions lists
• residents or citizens of FATF high-risk or monitored jurisdictions
• residents of jurisdictions not supported by Capture’s risk policy
• legal entities registered outside Estonia
2.10. Capture may refuse service to any applicant based on internal AML/KYC risk assessment.
2.11. By ordering Services, you confirm you are not subject to restrictions listed in Sections 2.9–2.10.
3. Registered Address and Mail Handling
3.1. All address and contact person services are conditional upon successful KYC/AML checks and provision of all required documents.
3.2. The registered address may be used only as the Client’s legal/registered address in the Estonian Business Register. It may not be marketed or presented as a physical office, operational location, or workspace.
3.3. The Service does not include physical access, office rental, meeting rooms, or utilities. No tenancy documentation, utility agreements, or occupancy confirmations will be provided.
3.4. Mail handling limits by package:
• Basic: up to 3 official letters/month
• Standard: up to 5 official letters/month
• Premium: up to 7 official letters/month
Higher volumes require a custom plan.
3.5. Only mail addressed to the Client’s Estonian legal entity is accepted. Personal mail is not processed.
3.6. Mail is scanned and forwarded to the Client’s email. Physical originals may be securely destroyed unless otherwise agreed.
3.7. Parcels, packages, and oversized items are not accepted unless agreed in writing.
3.8. Upon termination, Capture stops receiving, scanning, or forwarding mail. Access to the App is revoked.
3.9. The Client must update its registered address and contact person in the Estonian Business Register within 14 days of termination. Failure entitles Capture to notify the Register and apply a contractual penalty equal to one annual service fee.
3.10. Capture may request additional information or documents as required by AML/KYC rules.
3.11. Services may be suspended or terminated if the Client fails KYC, does not respond to data requests, or fails to pay.
3.12. Capture may change the legal address with 14 days’ notice.
3.13. Capture’s maximum liability is limited to the annual service fee.
4. Additional Corporate Services
4.1. The following Services may be purchased separately or included based on the Client’s package:
• Company formation support (Standard, Premium)
• Full company formation advisory + review (Premium)
• Notary-based formation via Power of Attorney
• Assistance with registry amendments (address, contact person, board changes, share capital updates)
• Document assistance (resolutions, minutes, PoA templates)
• Banking and fintech guidance
• VAT registration support
• E-Residency application guidance (separate one-time package)
4.2. Where these Services require sharing data with third parties (e.g., notaries), Capture will inform the Client and share data only when explicitly requested.
5. Client Rights and Obligations
5.1. The Client may use the Services as described on the Website.
5.2. The Client must not use Services for illegal activity, fraud, sanctions evasion, money laundering, or other prohibited purposes.
5.3. Resale or transfer of Services is prohibited.
5.4. The Client must notify Capture within 7 days of any changes to beneficial owners, management, or contact information.
5.5. The Client must complete AML/KYC procedures and provide any requested documents by the deadline.
5.6. Abusive or unprofessional communication with Capture’s personnel is prohibited.
6. Identity Verification (KYC)
6.1. Identity verification is performed using IT tools pursuant to § 31 of the Estonian Money Laundering and Terrorist Financing Prevention Act.
6.2. Capture uses third-party KYC provider Didit.me. Data collected may include:
• video recordings
• images
• uploaded documents
• biometric data
• IP address and technical metadata
6.3. Completion of verification does not guarantee that Services will be provided.
6.4. Verification may be considered unsuccessful if:
• identity cannot be confirmed
• documents appear fraudulent
• data is inconsistent or incomplete
• instructions are not followed
• technical integrity is compromised
6.5. By using the Services, the Client confirms accuracy of all data submitted.
7. Service Provider Rights and Obligations
7.1. Capture may charge fees as listed on the Website.
7.2. Capture may suspend or limit the Service due to technical issues or legal restrictions.
7.3. Terms may be amended with 30 days’ notice to recurring Clients.
7.4. Capture commits to performing Services professionally and with due care.
8. Fees
8.1. Prices and payment terms are shown on the Website.
8.2. Recurring subscriptions renew automatically unless cancelled at least 7 days before renewal.
8.3. There are no refunds for cancellations.
8.4. The 14-day withdrawal right does not apply due to the customized and regulated nature of Services.
9. Term and Termination
9.1. The Agreement is valid indefinitely until terminated.
9.2. Either party may terminate with 30 days’ notice.
9.3. Capture may terminate immediately if:
• AML/CTF requirements are not met
• the Client is linked to restricted jurisdictions
• payments are overdue
• false information is provided
• the Client breaches Terms
• behaviour harms Capture’s reputation
• abuse or threats are directed at staff
9.4. There are no refunds upon termination.
10. Data Processing
10.1. Capture processes personal data for contractual and legal purposes. Detailed information is available in the Privacy Policy.
10.2. Data may be shared with:
• legal authorities
• KYC providers
• subcontractors necessary for service delivery
10.3. Data is retained according to AML laws.
10.4. Consent is given by ordering Services.
10.5. The Data Processing Agreement (DPA) forms part of these Terms.
11. Confidentiality
Both parties must keep confidential information secure unless disclosure is legally required.
12. Liability
12.1. Capture is liable only for direct damages caused by intent or gross negligence.
12.2. Total liability is capped at the annual service fee.
12.3. Claims must be submitted within 6 months.
12.4. The Client must indemnify Capture for damages arising from misuse.
13. Dispute Resolution
Disputes are resolved through negotiation. If unresolved, they are settled in Harju County Court.
Estonian law applies.
Last updated: November 15, 2025
